Effective Date: July 24, 2025
XIGA MONEY (“XIGA,” “we,” “our,” or “us”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use our website, mobile app, and related money transfer services (collectively, the “Service”).
By using our Service, you agree to the collection and use of information in accordance with this policy.
We collect the following types of information when you use XIGA MONEY:
Full name
Date of birth
Contact details (email, phone, address)
Government-issued ID (passport, driver’s license, etc.)
Photos or selfie (for identity verification)
Social Security Number or ITIN (where required)
Name and contact of the person receiving money
Mobile money or bank account information of the recipient
Transaction history
Device type and IP address
Location data (with permission)
Browser type and usage patterns
App activity logs and cookies
We use your information to:
Facilitate and complete your money transfers
Verify your identity and comply with legal obligations
Prevent fraud, money laundering, and terrorist financing
Communicate with you about transactions, updates, and promotions
Improve our product, services, and customer experience
Provide customer support
🔒 Important Security Notice:
Your bank account number, debit/credit card details, and PIN are NOT processed or stored on XIGA MONEY's servers.
These sensitive financial details are securely handled by PCI-compliant, third-party payment processors (such as Stripe, Plaid, or other regulated providers).XIGA MONEY does not collect, store, or have access to your PIN or full payment credentials.
All payment-related data is encrypted and securely transmitted directly to our trusted processors, ensuring that your financial information remains protected at all times.
We may share your information with the following trusted third parties:
Banking and payout partners (to complete your transactions)
Identity verification providers (to ensure regulatory compliance)
Payment processors and card networks
Regulatory and law enforcement agencies, as required by law
Cloud and IT service providers (who support our infrastructure)
All partners are contractually obligated to protect your data and only use it for the purposes for which it was shared.
We use industry-standard security measures, including:
SSL encryption
Secure cloud infrastructure
Two-factor authentication
Access controls and monitoring
Your data is stored securely in the United States and may be retained for up to 7 years to comply with financial regulations.
You have the right to:
Access the personal information we hold about you
Correct or update your information
Request deletion (subject to legal retention requirements)
Withdraw consent for marketing communications
To exercise these rights, contact us at admin@xigamoney.com.
We use cookies and analytics tools to understand how users interact with our platform and improve functionality. You can manage cookies through your browser settings.
Our Service is not intended for individuals under the age of 18. We do not knowingly collect information from minors.
XIGA MONEY may contain links to third-party sites (e.g., partner banks, payout providers). We are not responsible for the privacy practices of these sites.
We may update this Privacy Policy from time to time. We will notify you of material changes via email or app alerts. Your continued use of the Service indicates acceptance.
📍 XIGA MONEY
1702 W Tuckey Ln, Unit 203
Phoenix, AZ 85015, USA
📧 Email: admin@xigamoney.com
📞 Phone: (602) 813-8552
Copyright Xiga Money© 2025 All Rights Reserved.